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How long does a professional consultants certificate last?

Posted 3rd April 2024

A Professional Consultant's Certificate is a document issued to certify the condition of a property, ensuring it was built or converted in line with a building standards scheme that mortgage lenders accept. It verifies that the work has been completed to a satisfactory standard and complies with necessary building regulations, providing assurance about its condition and safety.

A Professional Consultants Certificate is not a ‘one time thing’ and you need to know how long yours is valid for, and when you might need to apply for a new one.

How Long is a PCC Valid For?

A PCC offers peace of mind to buyers, mortgage lenders and insurers about the quality of a property or construction project. The majority of buildings have many PCCs over their lifetime because they don’t last forever. Once a chartered architect or surveyor has inspected the property, the certificate confirms the quality of the building’s structure for the next six years.

As a PCC is transferable, it remains valid for the entire six years, even if the property is bought by someone else and ownership changes. The PCC simply transfers from one owner to the next.

When Does a New PCC Need to be Issued?

If you have recently built or converted a property, and you want to sell that property to someone who needs a mortgage, you will need to have a PCC issued. Though a PCC is valid for six years from the date of issue, you will also need to have a new PCC issued if you have recently built or converted a property, and you want to rent it out using a buy-to-let mortgage. This is because mortgage lenders want to know that the property has been built or converted to a high standard, and a PCC gives them that assurance.

Could a New PCC Be Needed Before the 6 Years is Up?

Yes, you could need a new PCC before the original six years is up. PCCs are designed to certify a building’s construction, but they become invalid if the property changes in that time. For example, if you're undertaking extensive renovations or alterations, you might need a new PCC to certify that the changes have been completed in line with building standards. The same is true if you were to add an extension to the property, as the extension wouldn’t be covered by the old PCC.

If you are refinancing your mortgage or securing additional financing against your property, your lender might require you to have an updated PCC to verify the property's current condition and value. This is likely to be the case if the current PCC is nearing the end of its validity. 

Whether you are needing a PCC for a brand new property, or you need a certificate to cover a renovation or extension, you have come to the right place. Thanks to our experts, getting a Professional Consultants Certificate is straightforward and cost effective. Get in touch to find out more.

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