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Are you about to commence construction, or have you recently built or converted a residential property?
Are you faced with struggling to sell or mortgage because the property is not certified for mortgage purposes?
Then don’t despair.
We are the UK’s leading Professional Consultant Certificate service. We are Fast, Professional and Cost-effective.
Compliance is only a few steps away!
Learn more about us to see how we have continued to lead the field in the delivery of Professional Consultant Certificates, and keep up to date with all the latest news from PC Certificates.
Still unsure? Read our FAQs or How it works
They overcame what we thought were huge problems in a very short space of time. We entrusted five large properties to their care and we were kept updated throughout the whole process. We wouldn’t hesitate in recommending PC Certificates to any potential clients.
Thank you for all your help regarding the retrospective certificate. From my first contact, your company has dealt with every issue in a totally professional manner.
Thank you for such a prompt service, I only 'Googled' it on Friday and had the certificate issued by the Tuesday. If only all companies were as efficient as yours!
They overcame what we thought were huge problems in a very short space of time. We entrusted five large properties to their care and we were kept updated throughout the whole process. We wouldn’t hesitate in recommending PC Certificates to any potential clients.
Thank you for all your help regarding the retrospective certificate. From my first contact, your company has dealt with every issue in a totally professional manner.
Thank you for such a prompt service, I only 'Googled' it on Friday and had the certificate issued by the Tuesday. If only all companies were as efficient as yours!
If you have built or converted a property and:
You wish to sell the property and your purchaser needs a mortgage, or
You wish to rent the property and raise a Buy-to-Let mortgage to release equity,
then you must ensure that it was built or converted under a building standards indemnity scheme acceptable to mortgage lenders. Mortgage Lenders will generally only lend on a newly built or newly converted property where the property is covered by a warranty scheme or UK Finance Professional Consultants Certificate (PCC).
No.
UK Finance has created the PCC on behalf of the banks to formalise and standardise the certification of newly built or newly converted residential property.
The UK Finance standard PCC certification needs to be administered and signed off by a professional consultant such as an Architect (who must be registered with the Architects Registration Board - ARB) in order for it to be valid.
It was formerly known through the construction industry as an Architects Certificate, but this no longer applies.
The majority of the mainstream residential mortgage lenders accept the PCC. You can find the current list of lenders by viewing the UK Finance Mortgage Lenders' Handbook.
To fully satisfy yourselves, contact the lenders direct.
